Insurer proposes patient: "Because you can work '

Every time Amber Koppen (36) drove away from home, she looked over her shoulder and she was not followed. ,, I have long been suspicious, such as a car driving too close behind me. While I have nothing to hide. This has huge impact on me and my family. ''

Fraud
The lingering injury case with Nationale Nederlanden, in which she has been engaged for 9 years takes its toll. For months she became her own garden and the nursery of her children followed by private detectives who had to gather evidence of fraud.

Cups, veterinarian and owner of a horse farm, was hit in the car from behind in August 2007. Since then she has chronic (head) pain and migraines, suffer from neck and shoulders and concentration problems. ,, I have tried everything to get it back on track, but the problems remain. If I'm fifteen minutes at the computer, pull the pain of my face, over my neck to my back. Until I of misery can not see out of my eyes. ''

Veterinarian
Her work as a veterinarian, she can pick no longer fulltime. It was agreed that they average 20 hours per month as a horse vet works. ,, All I pull. One week I'm doing something for 5 hours, and the following week less or nothing. My complaints are manageable if I manage it well. ''

Although Nationale Nederlanden admits liability, the insurer doubts whether the complaints are the result of the accident and whether they are as serious as claimed Cups. If the lawyer and claims handler her visit on May 1, 2013, they see no reason to suspect her of fraud. Only when it appears that the claim exceeds 5 tonnes, following fraud investigations. This happens by default at such high claims, says the insurer.

Faceboookpagina
In gathering evidence examines Nationale Nederlanden her facebook page and enable a private detective agency in order Heading to 'observe' a half years. There are three folders with hundreds of private pictures of Heads and her family. ,, They are followed me by car to friends and the nursery of the children. At a demonstration on our premises they filmed from the audience when I was on a horse five minutes. They know that I like riding and are now trying to get me to the fact that I've been on a horse. ''

Insurers run annually 900 million damage by Faude. In detecting them may - according to the code of conduct of the covenant - people Private shades, if other means are insufficient and the privacy interest is carefully considered.

According Koppens injury lawyer Jasper Keizer (SAP Lawyers) insurers are increasingly turning detective agencies, the methods are disproportionate and stalled processes. As an insurer used by another client a facebook movie of an ice bucket challenge to demonstrate that he could not have neck problems, reports the TV program Monitor Sunday. In the case Cups Emperor has lodged a complaint with the Dutch Data Protection Authority.

http://www.ad.nl/  By: onny Mee Photo: Corné Sparidaens.