Homeowners saw their housing costs drop by eight percent over the last three years. Tenants saw their housing costs rise by eight percent in that period. This is evident from the financially Fit Barometer of ING.
Homeowners saw their housing costs decline by eight percent over the last three years. Tenants saw their housing costs in that period increased by eight percent. This is evident from the Fit Financial Barometer ING.
The extremely low interest favors homeowners over renters. ,, Homebuyers immediately benefit from low interest rates.
Homeowners expires if the fixed rate period. Moreover, they look up the price of their own, '' said Senne Janssen, an economist at ING Economic Bureau. ,, Tenants are just facing rent increases. '' That inequality is still expanding Janssen thinks, because the interest rate in the coming period remains low.
The first-time buyers also get more help from the parents. ,, When homeowners over age 35 received eight percent a donation.
When homeowners under 35 years is that eighteen percent, '' Janssen explains.
That parents give their children more or borrow money, also because the elderly are now richer than before.
For children an extra helping welcome back, now they must always bring more private money when buying their first home.
Interestingly, the consumption is growing more slowly than purchasing power. Households are on average three percent ahead, consumption is growing less rapidly, ING expects. ,, That's different than in the past, 'says Janssen.
,, That may have to do with the fact that there is now no product that everyone wants. Around 2000, everyone wanted a cell phone and the crisis everyone traded in for a smartphone. That boosted the consumption. Something like that you now have much less, 'says Janssen.
By Editorial AD Photo: Reuters
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